Going Public: The Process for Small and Mid-size Companies to

Going Public: The Process for Small and Mid-size Companies to Go Public.

Its the dream of every person who starts a business to some day see it trading in one of the stock exchanges even after they are no longer associated with the company. The first step (#1) is simple since most small company are already incorporated and have a board of directors, so we will start with #2.

Step. #2. Engage a consultant but not before doing a background check. This is a must because the consultant who is supposed to be working for you may be the very person to destroy your dream.

Simply type the consultants name in Google and if nothing comes up, try the brokerage firm they were last associated with, to find out if they have been disciplined, or convicted of some crime by the Securities and Exchange Commission or some other regulatory body.

Many individuals when barred from participating in any securities transaction or from acting as consultants still do so in a stealth manner. Hoping that you will be impressed with their sales pitch and not bother looking into their background.

The reason most consultants do not have websites is because they do not want the regulators to find out that they are involved in stock market related activities.

Step. #3. If you are not using a securities attorney, ask the consultant to recommend a good one, he will probably know several. A good attorney is critical since you want him to know the process and has done this many times before.

Step. # 4. Have an audit done, this a requirement and must be done prior to any filing with the Securities and Exchange Commission. The CEO needs to take an active part in the auditing process since under the new corporate governance laws the he must affirmed the final audited financials as being accurate.

Step. #5. The officers and directors of the company must decide what method they are going to use to achieve their goal of becoming a public company. This can be accomplish through a reverse merger and by doing a Regulation D (504) offering.

A reverse merger is accomplished by the purchase of, and reverse merger into an existing public shell company. This is inexpensive compared with the conventional initial public offering (IPO), this is also a simplified fast track method by which a private company can become a public company.

For more information on reverse mergers visit:

Regulation D (504) offering: Under the Securities Act of 1933 any offer to sell securities must either be registered with the SEC or meet an exemption. Regulation D provides three exemptions from the registration requirements, allowing smaller companies to offer and sell their securities without having to register the securities with the SEC.

While companies using a Regulation D exemption do not have to register their securities and usually do not have to file reports with the SEC, they must file what is known as a Form D after they first sell their securities.

This offering is not exempt from State securities filing requirements. With an regulation D (504) offering you are permitted to raise up to a million dollars within a year but there is no minimum amount and in order to go public you must sell to minimum of 35-40 investors at least a round lot (100 shares) each.

This offering is not exempt from the securities Act of 1933 anti fraud provision. (No securities are exempt from this provision).

Step # 6. Have a broker dealer file a form 15c211. Again your consultant will introduce you to a broker who will file the 15c211 and be a market maker in the securities of the company.

The Business Of Home And Commercial Alarm And Security Systems

The Business Of Home And Commercial Alarm And Security Systems

Alarm systems are meant to protect lives and belongings if they are positioned, used, and maintained properly. Datum show that homes without a burglar alarm system (for example) are four times more likely to be targeted. Alarm systems are also great for fires and other crises. Alarm systems are installed strategically in consultation with home and building owners. Another benefit of alarm systems is that insurance companies will render diminished rates for building and/or homeowners insurance if the proper burglar and/or fire alarm systems are installed. And dont forget, Fire alarm systems are operational and on-duty 24 hours a day, 7 days a week, 365 days a year.

There are a throng of divergent applications for alarms. The most frequent are of course the fire and trespass types, but other applications are being unfurled at a ardent pace. Think of applications such as medical alarm systems (also called personal alarms, and medical alert devices). These systems are conceived to activate the EMS service in the event that a sufferer becomes injured, sick or ill.

Alarm systems can be stand-alone (i.e. a acoustic device is set off in the case of an intrusion or fire event), or they may be monitored by an outer monitoring company. Remote alarm systems are exploited to connect the control unit to a preset monitor of some sort, and they come in many different configurations. Telecom lines are traditionally utilized to broadcast a sign when an alarm event (fire, break-in, etc.) occurs. These systems are interfaced with an auto-dialer that will mechanically give notice to the fire or police departments in the event of burglary or fire. Most monitored burglar alarm systems are equipped with hi-tech battery and/or mobile backup systems that kick in straight away should your power or phone connection fail. This forestalls a would-be thief from cutting off the phone line to preclude the alarm system from notifying the monitoring service.

Some alarm systems are tied to video surveillance systems so that current video of an intrusion area can be instantly displayed on a remote monitor, not to mention recorded. With new technology, alarm systems are not only available as hardwired devices, but also as wireless. The introduction of wireless alarm technology means that new sensors can be added quickly and easily without the need to run wires back to a control panel.

One of the major downsides to alarm systems are false alarms. When an alarm system is not properly installed, used or maintained, the number of calls for police and fire dispatches may increase. In many municipalities the alarm owner may be fined or cited if the alarm system becomes a nuisance. But this being said, in 1994 the International Association of Chiefs of Police passed a Board Resolution stating that professionally installed and monitored alarm systems are useful instruments to deter crime and provide peace of mind for residential and business owners.

Staying Afloat in Todays Mortgage Market

As the refinance boom is quickly coming to an end, if not so already in the mortgage industry. It is critical to keep working in order to keep those leads coming your way.

Here are a few ideas to keep your name, products, and services in front of potential customers.

For starters, revisit every refinance you have done over the last few years. Pull out the customers that you put into an interest only, arm, cosi, or similar product.

The terms on types of loans such as these will be coming due shortly, and your customers will be faced with some decision making, here is your chance to make it easy on them.

So start making phone calls and sending out mailers today. Get your name back in front of their face and let them know you are still here and have many products to offer that would fit their needs.

Your next step would be networking. If you are in sales, nothing can be more important than networking. So, if you are not doing it, start. And if you are doing it now, do it more.

No matter how much time you are spending in the office, spend less.

Think about it, how much time do you actually spend selling in a day?

On average, a sales person spends two hours a day selling. Why are they in sales to begin with.

Join networking groups, chambers of commerce, rotarys, community involvement programs, etc., etc.

And, dont forget your friends and family, they should be a big part of any sales persons referral arsenal.

Never shy away from talking yourself up at family gatherings or bar-b-ques.

There is always somebody in a crowd that needs or knows someone that needs to refinance or purchase a home. So keep the business cards handy.

Also, dont forget about your past customers. Give them a call to follow up and make sure they are still satisfied. And, while you have them on the phone, let them know you would appreciate any business they could send your way.

Convincing your family members you want to work from home

Convincing your family members you want to work from home

Its a difficult ride if you want to work from home and yet, the most important people in your life are against the work at home concept. Its a dream to you but it can be a nightmare for people who care for you. The whole idea of not having a stable income makes them worry about you, so, dont blame them. For all you know, youre terribly confident that your plan will work and you know you can commit to your new work at home businessyou know that but THEY dont.

The first step you will need to take to help your family members accept your work at home decision is to understand how they feel. I know, I know, this is a time when you want others to understand you and accept your decision. Youre tired of working for someone else and want to have the freedom of spending time with your family and friends, instead of lounging around in the office day in and day out. And here I am, telling you that you should understand the very people who are opposing you?

This is not a secret but think of it like some kind of a psychological plan. ever heard of the term reverse psychology? Ok, youre required to use this and let me tell you thisit works like a charm! If you do this right, you will convince your family members that working at home is the best option for you.

Say things like, I know you care for me, love me and want what is best for me., I understand what youre saying, or Youre absolutely right in saying that, I cant say youre wrong. When youre talking to them in a non-attack way, they will back down and bring down their fences. This is an amazing way to help your family members accept your work-at-home decision. Its true, my own family members were not to keen on me wasting my law degree to start a work at home business either to them, I am wasting my degree, wasting my talents and wasting my energy. And they dont want to see me suffer, be disappointed and face financial problems. Being parents, they want what is best for me and in their eyes, working at home is NOT the best moneymaking opportunity. Over the years, I have finally opened my parents eyes to the working at home concept. They finally accepted it that I communicate with clients from all over the world and that I am being paid for the work that I do and that my income is comfortable.

As for the spouse, this is a little bit trickier. You see, in 2-income families, if one person wants to start working from home, the other spouse would have to be prepared to give up more of his or her income to cover for the stuff that is supposed to be covered by the now-working-at-home spouse. At least during the first few months of the business, that is. I mean, for 3 to 6 months after working from home, youll have to expect to dig into your savings or the spouse would have to cover for expenses, so, naturally, he or she would be a little bit disgruntled with the fact. Theyre not being selfish theyre trying to deal with you breaking out of the comfort zone. Everyone, including you, hates that. So, dont expect your spouse to welcome the idea of working from home with wide open arms. Theres bound to be some skepticism.

And skepticism from your loved ones is good too because it will keep you on your toes and youre feet remains firmly planted on the ground. So, the best thing to do with your spouse is to discuss the idea with him or her, sit down and plan the finances. For example, dig into your savings to cover for contribution to expenses, working part-time, telecommuting, cut down on expenses, selling the extra car, remortgaging, etc. Find a way and a plan to ease the discomfort for your spouse. Make sure he or she has nothing to complain about your working at home decision. Its incredibly difficult to accept, trust me, if youre not the one who wants to work from home. If youre on the other side of the fence, everything looks so bleak and uncertain.

Break through their barrier not with force, but with gentle compromising and understanding. Then, youll get their full support for your work at home business.

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